Social Security Retirement Benefit Calculator

Notes

Average salary

Indicate your average salary (earned income) measured in today's dollars. For example, if you've been in relatively high-paying jobs throughout your life, you might indicate an average salary of $50,000.

Number of years of employment

Indicate the number of years of employment and paying Social Security taxes. If, for example, you were not employed in the US for 10 years because you raised a family, or you lived outside the US, you might indicate 25 to 30 years of employment.

For evaluation purposes only

This provides an estimate of your Social Security retirement benefits. It may be especially useful for planning purposes for people in their late 50's or early 60's who are close to retirement.

It may also be useful for younger people, but please note the retirement age for full Social Security benefits will increase gradually from age 65 to age 67 beginning in the year 2000.

For a detailed estimate of your Social Security retirement benefits, call the Social Security Administration at 800-772-1213 and request Form SSA-7004-SM. Fill out this form to request your Personal Earnings and Benefits Estimate Statement (PEBES).

Further discussion

We also provide additional information on Social Security retirement benefits and our calculator.