Use OptOutPrescreen.com to increase security and FICO score

Visiting OptOutPrescreen.com may increase your FICO credit score by 40 points, clear your mailbox of credit card solicitations, and increase your security.

OptOutPrescreen.com is run by the four major credit rating companies - Experian, Equifax, Innovis and TransUnion.

By visiting OptOutPrescreen.com -- or calling 888-5-OPT-OUT (888-567-8688) -- and saying you don't want credit card solicitations, credit card issuers will not be able to scan your credit report when looking for card solicitation prospects. This means fewer credit card solicitations in your mailbox, and less chance of identity theft.

As a bonus, fewer scans of your credit report can increase your FICO score.