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The value or worth of an MBA

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MiscellaneousAn associate of mine said he was thinking about getting an MBA, and wanted my opinion on it. Here are some of my thoughts on it.


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Thoughts on Becoming an IRS Enrolled Agent

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TaxesI received the following question about my thoughts on becoming an IRS Enrolled Agent :


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Treat Your Mortgage Like a Bank Account

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MortgagesI ran across an interesting concept where you treat your home mortgage like a combination "credit card" and bank account. It has the potential to lower your total interest payments.


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Use OptOutPrescreen.com to increase security and FICO score

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MiscellaneousVisiting OptOutPrescreen.com may increase your FICO credit score by 40 points, clear your mailbox of credit card solicitations, and increase your security.


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Free : Obtain Up To Three Credit Reports Annually

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Miscellaneous

Thanks to the The Fair and Accurate Credit Transactions Act of 2003, consumers in the western US may now request up to three copies of their credit report annually. Even better, consumers may stagger receipt of their reports, to monitor their credit standing.


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Pension Benefit Guaranty Corp. Deficit Doubles

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Retirement PlanningThe Pension Benefit Guaranty Corp., the federally chartered corporation which insures the pensions of private companies, reported that its deficit more than doubled last year, largely due to pension obligations from United Airlines and US Airways.


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...by 2042 the payroll taxes collected will pay only 73 percent of scheduled benefits...

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Insurance

Your estimated benefits are based on current law. Congress has made changes to the law in the past and can do so at any time. The law governing benefit amounts may change because, by 2042, the payroll taxes collected will be enough to pay only about 73 percent of scheduled benefits.

These were the words that immediately followed all the rosey projections telling me about how much I'll be making from Social Security when I retire.


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Level Premium Period When Buying Term Life Insurance

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InsuranceWhen buying term life insurance, one of the most important variables which affects the monthly premium you'll pay is the time period that your premium will be fixed.


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Dividend Capture and Microsoft's (MSFT) One-Time Dividend of $3 per Share

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StocksMicrosoft announced a special $3 per share dividend, $30 billion stock repurchase, and a doubling of it's current dividend.

As time allows, I'll examine "dividend capture" opportunities for this special $3 per share special dividend.


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SEC Adopts New Rules for Mutual Fund Chairman Independence

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Mutual FundsThe Securities and Exchange Commission on June 23, 2004 adopted new rules to help ensure that mutual fund boards will be independent of the investment advisory company often connected with the fund.


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